What Is A Golf Handicap?

In this article, we explain one of the fundamental components of amateur golf by answering two basic questions, what is a golf handicap and how do I get one?

What Is A Golf Handicap? Player recording their score on a golf scorecard
What Is A Golf Handicap? We explain everything you need to know...
(Image credit: Tom Miles)

The great thing about amateur golf is it can be played by people of all ages and abilities, with everyone able to compete on a level playing field. This is only possible thanks to the handicap system, which is a concept that divides opinion, but what is a golf handicap?

In this article, we explain everything you need to know and share some useful tips for getting your first handicap...

What Is A Golf Handicap?

A golf handicap is a numerical measure of a a golfer's individual ability. This allows golfers to compete with other amateurs of different abilities, with the idea being that both players have a chance to win.

The maximum golfer handicap is 54, and the better the golfer is, the lower their handicap index. If a player holds a handicap of 54, they receive 54 strokes which are taken off their total score at the end of the round.

A player who holds a handicap of 0 is referred to as a 'scratch golfer', as they do not receive any strokes. It is possible to hold a 'plus figure' handicap, meaning that strokes are added on to the final score of a player rather than taken away. This requires a tremendously high skill level to maintain and is quite rare.

male golfer hitting a tee shot

The handicap system is designed to make the game enjoyable and accessible for all

(Image credit: Future)

When players subtract their handicap allowance from their total (gross score), they are given what is called a 'nett' score. In a match play scenario, where one player or team competes against another, the player or team with the higher handicap will receive strokes from their opponent(s).

A player’s handicap is calculated based on recent performances. As of 1st November 2020, all golfers in the UK and Ireland adopted the World Handicap System, (WHS) meaning golfers across the globe will be using the same handicapping system. WHS calculates handicap by taking an average of the best eight of a player’s 20 most recent scores to give a “Handicap Index.”

Some golfers feel that the handicap system unfairly favours less skilful golfers in club competitions, with plenty of debate recently about the fairness of the system.

How Do I Get A Golf Handicap?

Female golfer hitting a tee shot

Players can get a handicap index but submitting scorecards recording 54 holes

(Image credit: Future)

Players new to golf or looking to obtain a first handicap will need to submit scorecards amounting to 54 holes. From those, an initial Handicap Index will be provided. This will be altered when 20 scores have been submitted to deliver a fully developed Handicap Index. The Handicap Index is used in conjunction with the difficulty of a course to provide a Course Handicap.

Each course has a “Course Rating” – this is the total score a scratch golfer would be expected to return over 18 holes. There is also a “Bogey Rating” – this measures playing difficulty for an average golfer (20 handicap for a man, 24 for a women.)

From these a “Slope Rating” is calculated allowing players to calculate how many strokes they receive on a particular course. The system will calculate a player’s exact Handicap Index to one decimal place although actual Course Handicap will be a whole number rounded up or down. A player can reduce their handicap through submitting good scores, conversely a player’s handicap will increase to reflect poorer performance.

Fergus Bisset
Contributing Editor

Fergus is Golf Monthly's resident expert on the history of the game and has written extensively on that subject. He has also worked with Golf Monthly to produce a podcast series. Called 18 Majors: The Golf History Show it offers new and in-depth perspectives on some of the most important moments in golf's long history. You can find all the details about it here.

He is a golf obsessive and 1-handicapper. Growing up in the North East of Scotland, golf runs through his veins and his passion for the sport was bolstered during his time at St Andrews university studying history. He went on to earn a post graduate diploma from the London School of Journalism. Fergus has worked for Golf Monthly since 2004 and has written two books on the game; "Great Golf Debates" together with Jezz Ellwood of Golf Monthly and the history section of "The Ultimate Golf Book" together with Neil Tappin , also of Golf Monthly.

Fergus once shanked a ball from just over Granny Clark's Wynd on the 18th of the Old Course that struck the St Andrews Golf Club and rebounded into the Valley of Sin, from where he saved par. Who says there's no golfing god?